Flood Protection

Flood Insurance

Flooding is one of the most common natural hazards in the U.S. and has caused more property damage than any other type of disaster. Purchasing flood insurance can provide economic protection and peace of mind. The Federal Emergency Management Agency (FEMA) wants residents and business owners to know how the National Flood Insurance Program (NFIP) works and answer questions you may have. Please visit FloodSmart.gov or call (800) 427-2419 for further details.

Flood Insurance Rate Maps

FEMA deliniates special hazard areas and risk premium zones on Flood Insurance Rate Maps, or FIRM for short.

  • Insurance agencies, brokers, and the general public use FIRM to locate properties and buildings in flood risk areas.
  • Government staff use FIRM to administer floodplain management regulations and mitigate flood damage.
  • Lending institutions use FIRM to determine whether flood insurance is required when making loans or providing grants following a disaster.

To get started with FIRM, please visit FEMA’s Flood Map Service Center and How To Read a Flood Insurance Rate Map Tutorial. FIRM may also be viewed in the city’s Engineering Department and New Smyrna Beach Regional Library.

FEMA has established administrative procedures for changing FIRM based on new or revised scientific and technical data.

Floodplain Management Plan

The city’s Community Rating System Floodplain Management Plan (NFIP No. 125132) is incorporated in Volusia County’s Multi-Jurisdictional Local Mitigation Strategy.

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